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  2. Everlasting Summer
    Unfortunately, it's not possible to do it at the moment. The only way to set a thumbnail for a short video on YouTube now is to upload it from a mobile app and choose a still frame as a thumbnail during the publishing process.
  3. Shorts Master
    How to fix 'For now, you can't change the thumbnail on your Short' error in my YouTube Shorts? I can't set thumbnails for any of my YouTube Shorts and always receive this error. My account is fully approved and has access to all YouTube features.
  4. Omnipresent
    Сербия продолжает совершенствовать законодательство в сфере миграции, делая страну более привлекательной для иностранцев. Зачем получать ВНЖ (привремени боравак) в Сербии С ВНЖ Сербии можно длительно проживать в стране без головной боли с ежемесячным визараном и получением нового белого картона. Через 3 года можно претендовать на ПМЖ (стално настањење), а затем и на гражданство Сербии. Основные изменения в получении ВНЖ в 2023 году (в закон об иностранцах были внесены важные поправки): 4 августа 2023 года в Закон об иностранцах были внесены важные поправки. Основные нововведения: ВНЖ (привремени боравак) теперь может выдаваться сроком до 3 лет, вместо 1 года ранее. Однако на практике 3-летний срок ВНЖ пока выдаётся не всем категориям. На ПМЖ (стално настањење) можно подать уже после 3 лет непрерывного проживания по ВНЖ, вместо 5 лет ранее. Вводится единое разрешение на работу и проживание для работающих по найму иностранцев. Упрощается процедура продления и смены разрешений. Теперь легче сменить работодателя, не теряя ВНЖ. Расширены возможности для членов семьи работающего по ВНЖ. Подача документов на продление стала более гибкой. На ВНЖ по бизнесу могут претендовать все учредители фирмы. Сербия постепенно меняет миграционное законодательство в пользу иностранцев. Страна становится более конкурентоспособной для талантливых специалистов и предпринимателей. Обновлённый закон делает ВНЖ в Сербии более доступным и удобным. Уже в ближайшие годы Сербия может привлечь значительный иностранный капитал и кадры, с учётом активной релокации российского бизнеса, в том числе в IT сфере. Основные способы получения ВНЖ Существует несколько основных способов получения ВНЖ в Сербии: Бизнес - через регистрацию ДОО, ИП, филиала или представительства компании. По недвижимости - при покупке недвижимости можно податься на ВНЖ. По учёбе - через поступление на языковые курсы, в колледж, вуз или школу. По визе таланта - на основании нострифицированного диплома о высшем образовании из вашей страны. Воссоединение семьи с гражданином Сербии или иностранцем, у которого уже есть ВНЖ.
  5. Bankroll
    Patreon - это американская платформа, которая позволяет создателям контента получать регулярный доход от поддерживающих вас людей через подписки или пожертвования. Patreon берет комиссию от 5% до 12% в зависимости от выбранного плана, а также сборы за обработку платежей. Patreon также имеет проблемы с цензурой и ограничениями контента, особенно для политических и NSFW тем. Patreon не имеет удобных инструментов для продвижения и категоризации контента, а также выплачивает деньги только раз в месяц. Не принимает к оплате российские карты, так что если ваша аудитория из РФ, они не смогут платить на Patreon. Если вы не из США, то для вывода доступны только PayPal и Payoneer. Boosty - это российская платформа, очень похожая на Patreon. Она также позволяет создателям контента получать доход через подписки или пожертвования. Boosty берет комиссию 10% от всех платежей, а также сборы за обработку платежей. Boosty имеет меньше пользователей, чем Patreon, но зато она более лояльна к разным видам контента, включая NSFW. Boosty также поддерживает оплату через PayPal и банковские карты (в том числе российские) и вывод денег на российские банковские карты. Boosty имеет простой и удобный интерфейс, а также выплачивает деньги в течение нескольких дней. Выбор зависит от ваших целей, аудитории, типа контента и возможностей для вывода средств. Если вы хотите получить доступ к большому международному рынку и иметь больше возможностей для настройки своей страницы, то лучше выбрать Patreon. Если ваша аудитория в основном русскоязычная и выводить деньги вам нужно в Россию, то Boosty лучше.
  6. Everlasting Summer
    Яндекс.Карты не публикуют вакансии для пешеходов-исследователей на своём сайте вакансий, а нанимают таких специалистов через компанию-посредника ANCOR. Для сбора заявок на работу сборщиком данных в Яндекс.Карты предусмотрены отдельные страницы, например: https://yandex.ru/project/remote-work/vacancies/agent https://forms.yandex.ru/surveys/10030352.437096d4593a59bcac0854c31adf081025df81a6/ Сколько платят пешим исследователям Яндекс.Карты? На данный момент Яндекс.Карты платят в среднем 5000 рублей за выполнение 250 заданий. На выполнение 250 заданий в среднем уходит около 25 часов. Что нужно делать? ходить по городу и выявлять то, что не отмечено на картах, или утратило актуальность добавлять на карту отсутствующие объекты собирать данные об организациях: кафе, магазинах, банках, химчистках, ателье и т. д. общаться с представителями организаций для уточнения актуальной информации фотографировать улицы и организации обновлять и актуализировать Карту, нанося на неё объекты городской среды
  7. BigFoot
    Hi, I'm sorry to hear that you are experiencing this error. This is a common issue that many Apex Legends players have faced, and there are several possible solutions that you can try. Here are some of them: Repair Apex Legends' game files. This will scan and fix any corrupted or missing files that may cause the error. To do this, you need to launch the game's launcher (Steam or Origin), go to your game library, right-click on Apex Legends, select Manage (for Steam) or Repair (for Origin), and wait for the process to complete. Update your graphics card drivers. This will ensure that your device is compatible with the latest version of the game and DirectX. To do this, you need to go to your graphics card manufacturer's website (Nvidia, AMD, or Intel), download and install the latest drivers for your model, and restart your computer. Lower your graphics settings in the game. This will reduce the stress on your device and prevent it from crashing. To do this, you need to launch the game, go to Settings, select Video, and adjust the settings to low or medium. Disable any game overlays or background programs that may interfere with the game. This will prevent any conflicts or performance issues that may cause the error. To do this, you need to close any unnecessary programs or services that are running on your computer, such as Discord, Steam Overlay, MSI Afterburner, etc.
  8. BigFoot
    RIP Stadia ☠️
  9. BigFoot
    Hi, there are some services that allow you to legally buy licensed music for your videos and live streams. Here are some of them: Lickd: This is a service that lets you license popular music from artists you know and love. You can find over 1.3 million mainstream songs and 100k royalty-free tracks for every platform. You can also get your copyright claims resolved by Lickd. They have different plans for different needs, starting from $32 per track or $15 per month. PremiumBeat: This is a service that offers stunning licensed music for filmmakers. You can find a huge range of genres, from electro-pop to orchestral and more. Each track is handpicked and high-quality. You can also get loops and short clips of each track, as well as previews before you buy. They have a one-time fee of $49 for the Standard license or $199 for the Premium license, or a monthly subscription plan of $12.99 per track. TunePocket: This is a service that provides unlimited royalty-free music for videos. You can find 100k royalty-free tracks for any project, genre, or mood. You can also get sound effects and loops. They have a one-time fee of $25 for any 5 songs, loops, or sound effects, or a yearly subscription plan of $199 for unlimited downloads. These are some of the options you have for buying licensed music for your videos and live streams. I hope this helps you find the best music for your content. 😊
  10. BigFoot
    Hi, welcome to the forum. Selling stock photos and videos can be a great way to make money from your passion for photography or videography. However, it is not as easy as it sounds. You need to have a good understanding of the market, the quality standards, and the best practices to succeed in this field. Here are some tips that might help you get started: Choose your subjects carefully. You want to create images or videos that are in high demand by buyers, such as lifestyle, business, health, travel, etc. You also want to avoid subjects that are oversaturated or have low commercial value, such as flowers, sunsets, pets, etc. Try to find a niche that suits your style and interests, and focus on creating unique and original content that stands out from the crowd. Pay attention to lighting and composition. These are the two most important factors that determine the quality of your photos or videos. You want to use natural or artificial light sources that enhance the mood and colors of your scene, and avoid harsh or flat lighting that creates unwanted shadows or glare. You also want to compose your shots in a way that follows the rule of thirds, creates depth and perspective, and eliminates any distracting or irrelevant elements. Use relevant keywords and descriptions. When you upload your photos or videos to a stock platform, you need to provide accurate and descriptive metadata that helps buyers find your content. You should use keywords that describe the main subject, theme, emotion, location, and style of your image or video, as well as any specific details that might be relevant. You should also write a short and catchy description that summarizes what your image or video is about and why it is useful for buyers. Promote your photos or videos using social media. One of the best ways to increase your exposure and sales is to share your work on social media platforms such as Instagram, Facebook, Twitter, TikTok, YouTube Shorts, etc. You can use hashtags, tags, captions, stories, and other features to attract followers, engage with your audience, and showcase your portfolio. You can also link your social media accounts to your stock platform profile, so that buyers can easily access your full collection. Diversify your portfolio. To maximize your chances of selling your photos or videos, you should upload them to multiple stock platforms that cater to different markets and audiences. Some of the most popular ones are Shutterstock, Adobe Stock, iStock, Getty Images, etc. Each platform has its own advantages and disadvantages in terms of pricing, commission rates, exclusivity options, etc., so you should do some research and compare them before choosing the ones that suit you best. Upload new photos or videos regularly. The stock market is constantly changing and evolving, so you need to keep up with the trends and demands of buyers. You should upload new content at least once a week, if not more often, to maintain your relevance and visibility on the platforms. You should also update your existing content with new keywords and descriptions if needed. Enhance your pictures. Before you upload your photos or videos to a stock platform, you should edit them using photo editing software such as Photoshop, Lightroom, etc. You should adjust the exposure, contrast, color balance, sharpness, noise reduction, cropping, etc., to make your images look more professional and appealing. However, you should avoid over-editing or applying filters that alter the natural appearance of your images too much. I hope these tips help you sell your first stock photo or video soon. Good luck! 😉
  11. I Have to Tell You Something
    Bee’s vomit is a common misconception about honey, the sweet substance that bees produce from nectar. Honey is not bee vomit, but rather bee regurgitation. There is a difference between vomiting and regurgitating. Vomiting is the ejection of matter from the stomach through the mouth, usually associated with sickness. Regurgitating is the ejection of something from the esophagus, which is a tube that connects the mouth and the stomach. Bees have a special organ called the honey stomach, which is not a true stomach, but a pouch that stores nectar. Bees collect nectar from flowers using their tongue and store it in their honey stomach, where it is mixed with enzymes to start the process of making honey. When bees return to their hive, they regurgitate the nectar from their honey stomach and pass it to other bees, who further process it by reducing its moisture content. The final product is honey, which bees store in capped cells of honeycomb. Honey is not bee vomit because it does not come from their true stomach, where they digest their food. It also does not come from their mouth, where they produce saliva. It comes from their honey stomach, which is a separate organ that only stores nectar.
  12. Hinkali
    Удалённо нельзя, это запрещено. Личный визит обязателен. Мне открыли в TBC, вот здесь описала свой опыт.
  13. Hinkali
    Мне одобрили открытие счёта в TBC для ИП за 10 дней с момента подачи документов. Подавала следующие документы: Форму KYC на русском языке Свидетельство о регистрации ИП в Грузии (на грузинском языке) Выписки из российского банка со счетов российского ИП, в которых видны поступления от партнёров (это важно!): одну свежую (за последние 3 месяца) ещё одну старую (старше года), потому что в ней были крупные операции, объясняющие накопления Пояснение по операциям от себя в свободной форме на русском языке Распечатанные оферты с сайтов партнёрских программ, которые будут делать платежи на счёт в TBC В банке при подаче документов объяснили, что хотят видеть поступления: зарплату, платежи от партнёров и тому подобное. Наличие таких поступлений в выписке повышает шансы на одобренное открытие счёта.
  14. Omnipresent
    Russia is a vast and diverse country that offers a wealth of cultural, historical, and natural attractions for travelers. Whether you want to explore the vibrant cities of Moscow and St. Petersburg, admire the stunning architecture and art of the Kremlin and the Hermitage, witness the majestic beauty of Lake Baikal and the Kamchatka Peninsula, or experience the unique traditions and cuisines of the Tatarstan and North Caucasus regions, Russia has something for everyone. However, visiting Russia in 2023 is not as easy as it used to be. Due to the political tensions and sanctions that followed the conflict in Ukraine in 2022, Russia has become more isolated from the West and more difficult to access for foreign tourists. Moreover, Russia has its own visa requirements, currency, language, and customs that travelers need to be aware of and prepare for. Visa Requirements in Russia 2023 The first thing you need to know before planning your trip to Russia is whether you need a visa or not. In general, citizens of most countries need a visa to enter Russia, except for some countries that have visa-free agreements with Russia for short-term stays (up to 90 days). These countries include most of the post-Soviet states, as well as Croatia, Iceland, Israel, Mongolia, Serbia, South Korea, Venezuela, and a few others. If you do need a visa to enter Russia, you will have to apply for one at the Russian embassy or consulate in your home country or country of residence. There are different types of visas depending on your purpose of visit, such as tourist visa, business visa, student visa, work visa, private visa, humanitarian visa, transit visa, etc. Each visa type has its own requirements and validity period. The most common type of visa for travelers is the tourist visa, which allows you to stay in Russia for up to 30 days. To apply for a tourist visa, you will need the following documents: A completed and printed visa application form A valid passport with at least six months of validity and two blank pages A recent passport size photo glued to the application form A proof of residence if you are not applying from your home country A visa support document or invitation letter from a registered Russian travel agency or hotel A bank statement for the last three months if you are self-employed, a company director, working from home, or unemployed A consular fee that varies depending on your nationality and processing time You should apply for your visa at least one month before your intended date of travel. The processing time can take from one week to one month depending on the embassy or consulate. You can also use an online service or a travel agency to help you with your visa application. How to Get to Russia in 2023 The next thing you need to consider is how to get to Russia in 2023. Due to the sanctions and boycotts imposed by many Western countries after the conflict in Ukraine in 2022, many airlines and travel companies have suspended their flights and operations in Russia. This means that you cannot fly directly from most European or North American destinations to Russia anymore. However, there are still some ways to get to Russia in 2023. One option is to fly via a third country that has not joined the sanctions or has maintained good relations with Russia. Some of these countries include Turkey (Istanbul), United Arab Emirates (Dubai), Kazakhstan (Nur-Sultan), Serbia (Belgrade), Armenia (Yerevan), China (Beijing), India (Delhi), etc. You can find flights from these countries to major Russian cities such as Moscow, St. Petersburg, Kazan, Sochi, etc. Another option is to take a bus or a train from a neighboring country that has an open border with Russia. For example, you can take a bus from Tallinn (Estonia) or a train from Helsinki (Finland) to St. Petersburg. The journey takes about 7-9 hours by bus and about 3-4 hours by train. You will have to cross the border and go through customs and immigration checks on both sides. A third option is to travel by car from a neighboring country that has an open border with Russia. For example, you can drive from Georgia (Tbilisi) or Azerbaijan (Baku) to Russia through the North Caucasus region. The road conditions are not very good and you will have to deal with checkpoints and security issues along the way. However, this option gives you the opportunity to see some of the most scenic and diverse landscapes in Russia, as well as experience the rich and varied cultures of the local people. What to See in Russia in 2023 Once you have your visa and your transportation sorted out, you can start planning what to see in Russia in 2023. Russia is a huge country with a lot of attractions to offer, so you will have to prioritize and choose according to your interests, budget, and time. Here are some of the most popular and recommended places to see in Russia in 2023: Moscow: The capital and the largest city of Russia, Moscow is a must-see for any visitor. It is a city of contrasts, where ancient history and modernity coexist. You can admire the iconic landmarks such as the Red Square, the Kremlin, St. Basil's Cathedral, Lenin's Mausoleum, etc., as well as explore the world-class museums such as the Tretyakov Gallery, the Pushkin Museum, the State Historical Museum, etc. You can also enjoy the vibrant nightlife, the diverse cuisine, and the impressive ballet and theater scene in Moscow. St. Petersburg: The second-largest and the most beautiful city of Russia, St. Petersburg is known as the cultural capital of the country. It was founded by Peter the Great in 1703 as a window to Europe and has a rich and elegant architectural and artistic heritage. You can visit the stunning palaces and parks such as the Winter Palace, the Peterhof Palace, the Catherine Palace, etc., as well as the magnificent museums such as the Hermitage, the Russian Museum, the Faberge Museum, etc. You can also experience the romantic atmosphere of the city with its canals, bridges, cathedrals, and monuments. Kazan: The capital of Tatarstan region, Kazan is one of the most diverse and dynamic cities in Russia. It is a place where East meets West, where Islam and Christianity coexist peacefully, and where modernity and tradition blend harmoniously. You can visit the Kazan Kremlin, a UNESCO World Heritage Site that houses the Kul Sharif Mosque and the Annunciation Cathedral, as well as other attractions such as the Bauman Street, the Kazan Family Center, the Kazan Circus, etc. You can also taste the delicious Tatar cuisine and learn about the Tatar culture and history. Sochi: The host city of the 2014 Winter Olympics and Paralympics, Sochi is a popular resort city on the Black Sea coast. It is a place where you can enjoy both winter and summer activities, such as skiing, snowboarding, hiking, biking, swimming, sunbathing, etc. You can visit the Olympic Park, where you can see the stadiums, arenas, and monuments that hosted the games, as well as other attractions such as the Sochi Arboretum, the Riviera Park, the Stalin's Dacha, etc. You can also relax at one of the many spas and wellness centers in Sochi. Lake Baikal: The deepest and oldest lake in the world, Lake Baikal is a natural wonder that attracts many travelers. It is located in Siberia and contains about 20% of the world's fresh water. It is also home to many unique species of plants and animals, such as the Baikal seal and the Baikal omul fish. You can visit Lake Baikal at any time of the year, but especially in winter when it freezes over and creates a magical landscape of ice and snow. You can also explore the surrounding areas such as Irkutsk, Olkhon Island, Listvyanka Village Kamchatka Peninsula: The Kamchatka Peninsula is one of the most remote and wild regions in Russia. It is located in the Far East and is known for its volcanic activity and geothermal features. It has more than 300 volcanoes (29 of them active), geysers, hot springs, and glaciers. You can visit Kamchatka Peninsula to witness the spectacular scenery and wildlife, such as bears, eagles, whales, seals, etc. You can also enjoy various activities such as hiking, rafting, fishing, heli-skiing, etc. However, you will need a special permit and a guide to enter the peninsula, as it is a restricted area for security and environmental reasons. Teriberka: Teriberka is a rural locality in the Kolsky District of Murmansk Oblast, Russia. It is located on the Barents Sea coast, at the mouth of the Teriberka River. It is one of the oldest settlements on the Murmansk coast, dating back to the 16th century. It was once a prosperous fishing and shipbuilding center, but it declined in the second half of the 20th century due to political and economic changes. It became famous after the film Leviathan (2014) was shot there, depicting the harsh and beautiful scenery of the Arctic region. These are just some of the many places to see in Russia in 2023. Of course, there are many more destinations and attractions that you can discover and explore in this amazing country. You can also customize your itinerary according to your preferences and interests. What to Do in Russia in 2023 Besides seeing the sights, there are also many things to do in Russia in 2023 that will make your trip more memorable and enjoyable. Here are some of the most popular and recommended activities to do in Russia in 2023: Learn some Russian: Russian is the official language of Russia and the most widely spoken language in the country. It is also one of the six official languages of the United Nations and one of the most influential languages in the world. Learning some Russian will help you communicate with the locals, understand the signs and menus, and appreciate the culture and literature of Russia. You can take a language course at one of the many schools or universities in Russia, or use an online platform or an app to learn some basic phrases and words. Try some Russian cuisine: Russian cuisine is a diverse and delicious reflection of the country's history, geography, and culture. It is influenced by various cuisines from Europe, Asia, and the Middle East, as well as by the local ingredients and climate. Some of the most famous dishes include borscht (beetroot soup), pelmeni (dumplings), blini (pancakes), pirozhki (pastries), shashlik (kebabs), caviar (fish eggs), etc. You can also try some of the traditional drinks such as vodka (distilled liquor), kvass (fermented bread drink), mors (berry juice), etc. Experience some Russian culture: Russia has a rich and diverse cultural heritage that spans from ancient times to modern days. You can experience some of the Russian culture by visiting some of the museums, galleries, theaters, opera houses, ballets, concerts, festivals, etc. that showcase the art, music, literature, cinema, folklore, etc. of Russia. You can also learn about some of the famous figures that have shaped the Russian culture such as Tolstoy, Dostoyevsky, Chekhov, Tchaikovsky, Rachmaninoff, Pushkin, etc. Enjoy some Russian sports: Russia is a country that loves sports and has produced many world-class athletes and teams in various disciplines. You can enjoy some of the Russian sports by watching or participating in some of the events or activities that are popular in Russia such as football (soccer), hockey, tennis, chess, gymnastics, figure skating, skiing, etc. You can also visit some of the stadiums or arenas that have hosted or will host some of the major sporting events such as the 2014 Winter Olympics and Paralympics in Sochi, or the 2023 FIFA World Cup in various cities across Russia. These are just some of the many things to do in Russia in 2023. Of course, there are many more activities and experiences that you can enjoy and explore in this amazing country. You can also customize your itinerary according to your preferences and interests. Russian dishes to try in Russia Russia has a rich and diverse cuisine that reflects its history, geography, and culture. Here are some of the most popular and delicious dishes that you should not miss: Borscht: This is a beetroot soup that is usually made with meat, potatoes, carrots, tomatoes, and sour cream. It can be served hot or cold and is one of the most famous Russian dishes internationally. Shchi: This is a cabbage soup that can be made with fresh or fermented cabbage, potatoes, carrots, onions, and meat. It is a typical and hearty dish that can be eaten with bread or pirozhki. Solyanka: This is a thick and sour soup that contains various types of meat, such as sausage, bacon, ham, and beef, as well as pickles, cabbage, and lemon. It is a filling and flavorful dish that can be enjoyed with sour cream. Pirozhki: These are small baked or fried pastries that are stuffed with different fillings, such as meat, cheese, potatoes, cabbage, jam, or fruit. They are popular as street food or snacks and can be eaten alone or with soup. Pelmeni: These are dumplings that are filled with minced meat and wrapped in a thin dough. They can be boiled or fried and served with butter, sour cream, or vinegar. They are considered the national dish of Russia and are widely available in restaurants and supermarkets. Blini: These are thin pancakes that are rolled with various fillings, such as cheese, sour cream, caviar, onions, or chocolate syrup. They are often eaten for breakfast or dessert and can be accompanied by tea or coffee. Beef Stroganoff: This is a dish that consists of thinly sliced beef cooked in a creamy sauce with mushrooms and onions. It is usually served over noodles or rice and is one of the most famous Russian dishes abroad. Uha: This is a fish soup that is made with clear broth and various kinds of fish, such as bream, pike, or catfish. It also contains root vegetables, parsley, leeks, and dill. It is a light and refreshing dish that can be enjoyed with bread or crackers. Kulich: This is a dessert that is made with cottage cheese, butter, eggs, sugar, vanilla, and dried fruits. It is shaped like a pyramid and decorated with nuts and candied fruits. It is traditionally eaten during Easter and symbolizes the resurrection of Christ. We hope you will enjoy them and discover more about the Russian cuisine and culture. Bon appetit! 😊 We hope that this article has given you some useful information and tips on how to visit Russia in 2023. Russia is a fascinating and diverse country that awaits you with its wonders and charms. We wish you a safe and enjoyable trip to Russia in 2023! If you have any questions or feedback, please feel free to ask in the comments! We would love to hear from you. Thank you for reading! 🙏
  15. Omnipresent
    Russia is a vast and diverse country that offers many opportunities and challenges for expats. Whether you are moving to Russia for work, study, or personal reasons, you will need to prepare yourself for the cultural, economic, and social differences that await you. In this article, we will provide you with some useful information and tips on the following topics. Russia Cost of Living Comparison to USA One of the main factors that expats consider when moving to a new country is the cost of living. How much will you spend on housing, food, transportation, entertainment, and other expenses? How does the local currency compare to your home currency? How will your income and taxes change? According to Numbeo, a website that compares the cost of living in different countries and cities, Russia is significantly cheaper than the USA on average. The website estimates that the consumer prices in Russia are 51.9% lower than in the USA, while the rent prices are 76.4% lower. This means that you can get more value for your money in Russia, especially if you live outside of the major cities like Moscow and St. Petersburg. However, the cost of living in Russia also varies depending on the region, city, and neighborhood. Moscow and St. Petersburg are the most expensive cities in Russia, but they are still cheaper than many US cities. For example, Numbeo estimates that a one-bedroom apartment in the city center of Moscow costs about $660 per month, while a similar apartment in New York City costs about $3,000 per month. A meal at an inexpensive restaurant in Moscow costs about $6, while a meal at a similar restaurant in New York City costs about $20. The cost of living in Russia also depends on your lifestyle and preferences. Some goods and services are cheaper in Russia than in the USA, while others are more expensive or harder to find. For example, public transportation, utilities, domestic beer, and local food products are generally cheaper in Russia than in the USA. On the other hand, imported goods, electronics, clothing, gasoline, and international flights are generally more expensive or less available in Russia than in the USA. To get a better idea of how much you will spend on living expenses in Russia, you can use online calculators and tools that allow you to compare prices and budgets between different countries and cities. Some examples are: Numbeo Expatistan Expatisan Russia Education Level Another factor that expats consider when moving to a new country is the education level and quality. How does the education system work in Russia? What are the options and opportunities for expat children and adults? How does the Russian education level compare to other countries? The education system in Russia consists of four main levels: preschool education (level 0 according to the ISCED), primary general education (level 1 according to the ISCED), basic general education (level 2 according to the ISCED), and secondary general education (level 3 according to the ISCED). Preschool education is optional and usually lasts from 1.5 to 7 years old. Primary general education is compulsory and usually lasts from 6 or 7 to 10 or 11 years old. Basic general education is also compulsory and usually lasts from 10 or 11 to 15 or 16 years old. Secondary general education is optional and usually lasts from 15 or 16 to 17 or 18 years old. After completing secondary general education, students can choose to continue their studies at higher education institutions (level 4-8 according to the ISCED) or vocational education institutions (level 3-5 according to the ISCED). Higher education institutions include universities, academies, institutes, colleges, and conservatories that offer bachelor's degrees (4 years), master's degrees (2 years), specialist degrees (5-6 years), and doctoral degrees (3-4 years). Vocational education institutions include technical schools, colleges, lyceums, and centers that offer certificates, diplomas, and degrees in various fields and professions. The Russian education system is regulated by the Ministry of Education and Science at the federal level and by regional authorities at the local level. The Russian government provides free education for all citizens through a compulsory state health insurance program. However, some public schools may charge fees for additional services or programs. Private schools are also available for those who can afford them or prefer them. The quality of education in Russia varies depending on the type, level, location, and reputation of the institution. Generally speaking, Russian schools are known for their rigorous curriculum and high standards in mathematics, science, literature, and languages. However, they may also suffer from poor infrastructure, outdated equipment, low salaries for teachers, corruption, and bureaucracy. According to the OECD, Russia has one of the highest rates of tertiary education attainment among its adult population (54% in 2016), ranking second among 35 OECD member countries. Russia also performs well in international assessments of student achievement, such as the Programme for International Student Assessment (PISA), where it ranked 34th out of 79 countries in mathematics and science in 2018. However, Russia also faces some challenges and issues in its education system, such as the lack of diversity and inclusion, the gap between urban and rural areas, the mismatch between skills and labor market demands, the low quality and relevance of some higher education programs, and the low international recognition and mobility of some degrees and qualifications. For expats who want to study or send their children to study in Russia, there are several options and opportunities available. Expats can enroll in public or private schools that follow the Russian curriculum or in international schools that follow foreign curricula, such as the International Baccalaureate (IB) or the American curriculum. Expats can also apply for scholarships or grants from the Russian government or other organizations that support international students. Some examples are: The Russian Government Scholarship The Open Doors Scholarship The Global Education Program Russia Healthcare Cost Another factor that expats consider when moving to a new country is the healthcare cost and quality. How does the healthcare system work in Russia? What are the options and costs for expat health insurance? How does the Russian healthcare quality compare to other countries? The healthcare system in Russia is provided by the state through the Federal Compulsory Medical Insurance Fund and regulated by the Ministry of Health. The constitution of Russia guarantees free healthcare for all citizens through a compulsory state health insurance program. However, the public healthcare system has faced many criticisms and problems due to poor organizational structure, lack of government funding, outdated medical equipment, and low-paid staff. Because of this, many expats and locals choose to use private healthcare services, which are widely available in many areas. Private healthcare providers offer better quality, faster access, more comfort, and more choice for patients who can afford them or have private health insurance. Some public healthcare facilities also offer private services for those who have insurance or are willing to pay out-of-pocket. The cost of healthcare in Russia depends on whether you use public or private services, what type of service you need, where you live, and whether you have insurance or not. Generally speaking, public healthcare services are free or low-cost for citizens and residents who have a valid state health insurance policy. However, some services may require co-payments or fees for additional procedures or medications. Private healthcare services are more expensive but also more accessible and convenient for those who have private health insurance or can pay out-of-pocket. According to Numbeo, a website that compares the cost of living in different countries and cities, the average cost of a doctor's visit in Russia is about $30, while the average cost of a dentist's visit is about $40. The average cost of a hospital stay per day is about $100, while the average cost of an MRI scan is about $200. The average cost of a monthly supply of medicine for a chronic condition is about $50. The quality of healthcare in Russia also varies depending on whether you use public or private services, what type of service you need, where you live, and who you see. Generally speaking, private healthcare providers offer higher quality, more modern equipment, more qualified staff, and more customer satisfaction than public healthcare providers. However, some public healthcare facilities may also offer good quality services, especially in major cities like Moscow and St. Petersburg. According to the World Health Organization (WHO), Russia ranked 130th out of 191 countries in terms of overall health system performance in 2000. According to Bloomberg, Russia ranked 51st out of 56 countries in terms of health-care efficiency in 2018. According to US News & World Report, Russia ranked 68th out of 80 countries in terms of quality of life in 2020. Some of the main challenges and issues that affect the healthcare system in Russia are the high prevalence of non-communicable diseases (such as cardiovascular diseases, cancer, diabetes, and respiratory diseases), the high mortality rate (especially among men), the low life expectancy (71 years for men and 78 years for women), the high incidence of infectious diseases (such as HIV/AIDS, tuberculosis, hepatitis, and COVID-19), the low vaccination coverage (especially among children), the high consumption of alcohol and tobacco (especially among men), the low accessibility and availability of some services (especially in rural areas), and the corruption and bureaucracy that hinder the delivery and improvement of services. For expats who want to access healthcare services in Russia, there are several options and costs to consider. Expats can use public healthcare services if they have a valid state health insurance policy or pay out-of-pocket fees. Expats can also use private healthcare services if they have private health I'm glad you want to learn more about health insurance in Russia. As you may know, Russia has a public health system that is free for citizens and residents, but it has many problems and limitations. Therefore, many expats and locals prefer to use private health services, which offer better quality and convenience, but also higher costs. If you are moving to Russia or already living there as an expat, you have several options and costs to consider for your health insurance. You can use the public health system if you have a valid state health insurance policy, which is usually deducted from your salary. However, you may have to pay extra fees for some services or medications that are not covered by the public system. You may also face long waiting times, poor facilities, and low standards of care in some public hospitals and clinics. Alternatively, you can use private health services if you have private health insurance or can pay out-of-pocket. Private health insurance can give you access to more modern equipment, more qualified staff, more comfort, and more choice of providers. Private health insurance can also cover services that are not included in the public system, such as dental care, prosthetics, rehabilitation, and prescribed medicines. The cost of private health insurance in Russia depends on several factors, such as your age, medical history, coverage level, deductible amount, and provider. You can compare different plans and quotes from various insurers online or through a broker. You can check the reviews and ratings of different insurers and providers on websites such as Trustpilot or Google Reviews. You should also read the terms and conditions of your policy carefully before signing up, and make sure you understand what is covered and what is not. I hope this information helps you make an informed decision about your health insurance in Russia. If you have any questions or need more assistance, please let me know in the comments. 😊 What to Know Before Moving to Russia Moving to Russia is a big decision that requires careful planning and preparation. There are many things that you should know before you pack your bags and board the plane. Here are some of the most important ones: Visa and registration. To enter and stay in Russia, you will need a valid visa that matches your purpose and duration of stay. There are different types of visas, such as tourist, business, work, student, private, humanitarian, and transit visas. You can apply for a visa at the nearest Russian embassy or consulate in your home country, or online through the official website of the Ministry of Foreign Affairs. You will need to provide various documents, such as your passport, invitation letter, application form, photo, and proof of health insurance. The visa fees and processing times vary depending on the type and length of visa. Once you arrive in Russia, you will also need to register your place of residence with the local authorities within seven working days. You can do this through your landlord, hotel, employer, or sponsor. Failure to register may result in fines or deportation. Language and culture. Russia is a diverse and multicultural country with many ethnic groups, languages, religions, and traditions. The official language is Russian, which is spoken by most of the population. However, there are also many regional languages, such as Tatar, Chechen, Bashkir, Chuvash, and others. English is not widely spoken or understood in Russia, especially outside of the major cities. Therefore, it is advisable to learn some basic Russian phrases before you move to Russia, or enroll in a language course once you are there. You can also use online tools or apps to help you communicate with locals. The Russian culture is rich and complex, with influences from various historical periods and civilizations. Some of the most distinctive aspects of the Russian culture are its literature, music, art, architecture, cuisine, folklore, and customs. You can learn more about the Russian culture by reading books, watching movies, listening to music, visiting museums, attending festivals, and interacting with locals. Climate and weather. Russia is a huge country that spans across different climatic zones and regions. The climate and weather in Russia vary greatly depending on where you live and what time of the year it is. Generally speaking, Russia has four seasons: spring (March-May), summer (June-August), autumn (September-November), and winter (December-February). However, some parts of Russia may have longer or shorter seasons than others. For example, Moscow has a temperate continental climate with warm summers and cold winters. The average temperature in Moscow is 18°C (64°F) in July and -9°C (16°F) in January. On the other hand, Siberia has a subarctic climate with very cold winters and short summers. The average temperature in Siberia is 10°C (50°F) in July and -25°C (-13°F) in January. In addition to the temperature differences, Russia also has different levels of precipitation, humidity, daylight, and snowfall depending on the region and season. For example, Moscow has an average annual rainfall of 707 mm (28 inches) and an average annual snowfall of 152 cm (60 inches). On the other hand, Siberia has an average annual rainfall of 254 mm (10 inches) and an average annual snowfall of 508 cm (200 inches). Russia also has varying lengths of daylight throughout the year, ranging from 8 hours in winter to 18 hours in summer in Moscow, and from 3 hours in winter to 21 hours in summer in Siberia. Therefore, it is important to check the weather forecast and pack appropriate clothing and accessories for your destination and season. You may need to bring warm coats, hats, gloves, boots, and scarves for the winter, and light jackets, shirts, pants, and shoes for the summer. You may also need to bring sunglasses, sunscreen, insect repellent, and umbrellas for different weather conditions.
  16. Omnipresent
    Georgia is a small country in the Caucasus region, bordered by Russia, Turkey, Armenia, and Azerbaijan. It has a rich history, culture, and natural beauty that attract many visitors and expats. However, moving to Georgia is not without its challenges and opportunities. In this article, we will explore some of the aspects of living in Georgia, such as the cost of living, education, healthcare, and culture. Cost of Living in Georgia Country One of the main advantages of living in Georgia is the low cost of living compared to the USA and many other countries. According to Numbeo, a website that compares consumer prices across the world, the cost of living in Georgia is 53% lower than in the USA. This means that you can enjoy a comfortable lifestyle with less money in Georgia. However, the cost of living also depends on where you live and what you buy. The capital city of Tbilisi is the most expensive place to live in Georgia, followed by Batumi, a popular tourist destination on the Black Sea coast. The rural areas are cheaper, but they also have less infrastructure and amenities. Some of the items that are cheaper in Georgia than in the USA are food, rent, utilities, transportation, and entertainment. For example, a meal at an inexpensive restaurant costs about $9.65 in Georgia, compared to $20 in the USA. A one-bedroom apartment in the city center costs about $300 per month in Georgia, compared to $1,200 in the USA. A monthly pass for public transportation costs about $10 in Georgia, compared to $75 in the USA. A movie ticket costs about $4 in Georgia, compared to $12 in the USA. However, some of the items that are more expensive in Georgia than in the USA are imported goods, healthcare, education, and taxes. For example, a liter of gasoline costs about $1.30 in Georgia, compared to $0.80 in the USA. A pair of jeans costs about $50 in Georgia, compared to $40 in the USA. A visit to a doctor costs about $25 in Georgia, compared to $100 in the USA. A year of tuition at a public university costs about $2,000 in Georgia, compared to $10,000 in the USA. The income tax rate is 20% in Georgia, compared to 10%-37% in the USA. Therefore, before moving to Georgia, you should consider your budget and lifestyle preferences and compare them with the local prices and availability of goods and services. Education in Georgia Country Education is compulsory and free for children between 6 and 14 years old in Georgia. The education system consists of four levels: elementary school (grades 1-4), basic school (grades 5-9), secondary school (grades 10-12), and higher education (bachelor's, master's, and doctoral degrees). The official language of instruction is Georgian, but some schools also offer bilingual or multilingual programs in Russian, English, Armenian, Azerbaijani, or other languages. The quality of education in Georgia varies depending on the location and type of school. Generally speaking, public schools are underfunded and overcrowded, while private schools are more expensive and better equipped. The curriculum is based on the national standards and covers subjects such as Georgian language and literature, mathematics, natural sciences, social sciences, foreign languages, arts, physical education, and civic education. The students are assessed by national exams at the end of grades 9 and 12, which determine their eligibility for higher education or vocational training. Higher education in Georgia is offered by public and private universities, colleges, and institutes. The admission process is based on the results of a unified national exam, which tests the applicants' knowledge and skills in four subjects: Georgian language and literature, general skills, a foreign language, and a subject of their choice. The higher education system follows the Bologna Process, which means that it is compatible with international standards and diplomas. The most popular fields of study are business, law, medicine, engineering, and social sciences. As an expat living in Georgia, you have several options for your children's education. You can enroll them in a local public or private school, where they can learn Georgian language and culture, but also face some challenges such as language barriers, cultural differences, and academic gaps. You can also enroll them in an international school, where they can follow an international curriculum such as the International Baccalaureate (IB), the Cambridge International Examinations (CIE), or the American High School Diploma (AHSD). These schools are usually more expensive and selective, but they offer a high-quality education and a multicultural environment. Some of the international schools in Georgia are the QSI International School of Tbilisi, the British International School of Tbilisi, the European School, and the New School. Healthcare in Georgia Country Healthcare in Georgia is a mixed system of public and private providers, funded by the government, employers, and individuals. The public sector consists of primary healthcare centers, hospitals, and specialized clinics, which are managed by the Ministry of Health and Social Affairs. The private sector consists of various types of facilities, such as polyclinics, diagnostic centers, dental clinics, pharmacies, and spas, which are regulated by the National Agency for State Regulation of Medical Activities. The quality and accessibility of healthcare in Georgia depend on several factors, such as the location, the type of facility, the level of service, and the insurance coverage. Generally speaking, the urban areas have better healthcare infrastructure and resources than the rural areas. The private facilities have more modern equipment and qualified staff than the public facilities. The tertiary care and specialized services are more expensive and limited than the primary and secondary care. The insurance coverage is uneven and incomplete among the population. Since 2013, Georgia has implemented a Universal Health Coverage Program (UHCP), which aims to provide basic health services to all citizens and residents who are not covered by any other insurance scheme. The UHCP covers services such as emergency care, primary care, maternal and child health care, chronic disease management, cancer screening and treatment, and some surgeries and hospitalizations. However, the UHCP does not cover services such as dental care, optical care, cosmetic procedures, rehabilitation, and long-term care. The UHCP also requires co-payments for some services, which can be high for low-income households. As an expat living in Georgia, you are not eligible for the UHCP unless you have a permanent residence permit or a work permit for more than six months. Therefore, you need to have a private health insurance plan that covers your medical needs and expenses in Georgia. You can choose from a variety of local or international insurance companies that offer different plans and benefits. Some of the local insurance companies are GPI Holding, Aldagi, Imedi L, and Alpha. Some of the international insurance companies are Cigna, Aetna, Allianz, and AXA. Before moving to Georgia, you should consult your doctor and get any necessary vaccinations, medications, or prescriptions. You should also check the travel advice and health alerts from your home country's embassy or consulate in Georgia. You should also carry your health records, insurance documents, and emergency contacts with you at all times. Culture in Georgia Country Georgia is a country with a rich and diverse culture, influenced by its ancient history, geographic location, ethnic composition, and religious beliefs. Georgia is one of the oldest Christian countries in the world, dating back to the 4th century AD. The majority of Georgians belong to the Georgian Orthodox Church, which has a strong influence on their traditions, values, and identity. However, there are also other religious groups in Georgia, such as Muslims, Catholics, Armenians, Jews, and Jehovah's Witnesses. Georgians are known for their hospitality, generosity, and warmth. They love to welcome guests and treat them with respect and kindness. They often invite visitors to their homes or to a feast called supra, where they serve various dishes such as khachapuri (cheese bread), khinkali (meat dumplings), lobio (bean stew), mtsvadi (grilled meat), and satsivi (walnut sauce). They also drink wine or chacha (grape brandy) and toast to God, family, friends, country, peace, love, and happiness. Georgians are also proud of their language, literature, music, art, and architecture. Georgian is a unique language that belongs to the Kartvelian family and has its own alphabet. Georgian literature dates back to the 5th century AD and includes epic poems such as The Knight in the Panther's Skin by Shota Rustaveli. Georgian music is characterized by polyphonic singing and folk instruments such as panduri (three-stringed lute), salamuri (flute), doli (drum), and chonguri (four-stringed lute). Georgian art is mainly represented by icons, frescoes, mosaics, carpets, jewelry, and enamel. Georgian architecture is distinguished by its churches, fortresses, towers, palaces, and houses. As an expat living in Georgia, you will have many opportunities to experience and enjoy the Georgian culture. However, you will also need to respect and adapt to some of the cultural differences and norms of the Georgian society. Some of the aspects that you should be aware of are: Religion: Religion is an important part of Georgian culture and identity. You should respect the religious beliefs and practices of the Georgians, even if you do not share them. You should also dress modestly and behave appropriately when visiting religious sites, such as churches, monasteries, or mosques. You should avoid discussing sensitive topics such as politics, sexuality, or other religions with the Georgians, as they may have different opinions and values than you. Etiquette: Georgians are very polite and courteous. You should greet them with a smile and a handshake, and address them by their first name or their title and surname. You should also use formal language and honorifics when speaking to elders, authorities, or strangers. You should avoid using gestures such as pointing, waving, or thumbs up, as they may have different meanings or be considered rude in Georgia. You should also respect the personal space and privacy of the Georgians, and avoid touching or hugging them without their consent. Communication: Georgians are very expressive and emotional. They often use body language, eye contact, and tone of voice to convey their feelings and intentions. They also like to joke, tease, and compliment each other, but they may also be sarcastic or blunt at times. You should try to understand the context and the humor of the Georgians, and not take their words too literally or personally. You should also be honest and direct with them, but avoid being too critical or negative. Family: Family is the most important aspect of Georgian culture. Georgians have strong family ties and loyalty, and they often live with their extended family members in the same house or neighborhood. They also celebrate family occasions such as birthdays, weddings, funerals, or religious holidays with great joy and enthusiasm. You should respect and appreciate the family values and traditions of the Georgians, and try to get along with their relatives and friends. You should also accept their invitations to their homes or supras, and bring a small gift such as flowers, wine, or sweets. Gender: Gender roles are still quite traditional in Georgia. Men are expected to be the breadwinners, leaders, and protectors of the family, while women are expected to be the homemakers, caregivers, and supporters of the family. However, more women are entering the workforce, education, and politics in Georgia, and challenging the stereotypes and discrimination that they face. You should respect and support the equality and empowerment of women in Georgia, and avoid making any sexist or offensive remarks or actions. Moving to Georgia can be a rewarding and enriching experience for expats who are willing to learn and adapt to a new culture. Georgia is a country that offers a low cost of living, a high quality of education, a decent healthcare system, and a vibrant culture. However, moving to Georgia also requires some preparation, research, and adjustment to overcome some of the challenges and difficulties that may arise. Therefore, before moving to Georgia, you should consider your goals, expectations, and preferences, and compare them with the reality and opportunities of living in Georgia. I hope this article has given you some useful information and insights about moving to Georgia. If you have any questions or comments, please feel free to ask in the topic. Thank you for reading! 😊
  17. Bankroll
    TBC is one of the largest banks in Georgia. It opens accounts for foreigners more often than Bank of Georgia, but can also refuse to open an account. Pros Large bank Many branches Many ATMs and terminals. You can withdraw Lari, Dollars and Euros from ATMs without fees. English, and sometimes Russian, is spoken in branches SWIFT transfers work with Western countries You can use a personal account for sole proprietorship activities without a separate business account Cons Long KYC review process May refuse account opening Relatively expensive service (from 110 GEL per year) Account Opening Procedure To open an account, you need to go through the KYC procedure, i.e. first submit an account opening application with a questionnaire about planned account use and income confirmation documents. The application is then reviewed by the bank, usually within 10 days. KYC document submission fee: 50 Lari. Account Service If account opening is approved, you can open the "Plan 10" service package. This is the minimum plan available for foreigners. Simpler plans are only available for Georgian residents and in some cases Ukrainian citizens. If you are a sole proprietor in Georgia, you can use your TBC personal account for sole proprietorship activities. Opening a separate business account is not required. To do this, bring a printout of the first page of your sole proprietor registration certificate to a bank branch and ask the operator to link your sole proprietor number to your account. Using a Personal TBC Account for Sole Proprietorship (registered Individual Entrepreneur) If you are a sole proprietor (i.e. registered Individual Entrepreneur) in Georgia, you can use your TBC personal account for sole proprietorship activities. Opening a separate business account is not required. To do this, bring a printout of the first page of your sole proprietor registration certificate to a bank branch and ask the operator to link your sole proprietor number to your personal account. TBC Bank ATMs With EUR and Branches for Euro Withdrawals: Tbilisi: 7 Marjanishvili street 2 Gr. Abashidze street 6 Pushkin street 24 Kazbegi street 49 Vazha Pshavela ave. 138 Aghmashenebeli ave. Javakheti st. area around Varketili metro 12 Sulkhan Tsintsadze st. 1/6 sector Mukhiani district (TBC Bank branch) 23a Guramishvili ave (TBC Bank branch) 123/125 Tsotne Dadiani ave (TBC Bank branch) 1 Block, Building #1a, Digomi Massive (TBC Bank branch) Tbilisi International Airport Kutaisi: 58 Chavchavadze ave. 26 Grishashvili st. (TBC Bank branch) 35 Paliashvili st. (TBC Bank branch) Kutaisi International Airport Batumi: 37 Zubalashvili street 57/59 Zurab Gorgiladze st. 85 Aghmashenebeli st. Gori: 23 Kutaisi street 13 Stalin street Kaspi: 32 Saakadze st. Zugdidi: 3 Tabukashvili street Poti: 5 Rustaveli Circle Telavi: 10 Sekhniashvili st. Ozurgeti: Gabriel Episkoposi st. (TBC Bank branch) Rustavi: 4 Shartava st.
  18. Bankroll
    TBC является одним из крупнейших банков Грузии. Он открывает счёта иностранцам чаще, чем Bank of Georgia, но также может отказать в открытии счёта. Плюсы Крупный банк Много отделений Много банкоматов и терминалов. В банкоматах можно снимать Лари, Доллары и Евро без комиссии. В отделениях знают английский, а иногда и русский язык Работает SWIFT с западными странами Можно не делать отдельный бизнес-счёт для деятельности ИП Минусы Долгое рассмотрение KYC Могут отказать Относительно дорогое обслуживание (от 110 GEL в год) Процедура открытия счёта Для открытия счёта необходимо пройти процедуру KYC, т.е. сначала подать заявку на открытие счёта с анкетой о планах использования счёта и документами, подтверждающими доход. После этого заявка рассматривается банком, обычно в течение 10 дней. Стоимость подачи документов на KYC: 50 лари. Обслуживание счёта Если открытие счёта одобрено, можно открыть пакет обслуживания "Plan 10". Это минимальный план, доступный для иностранцев. Более простые планы доступны только резидентам Грузии и в некоторых случаях гражданам Украины. Если вы ИП в Грузии, вы можете использовать свой счёт физлица в TBC для деятельности ИП. Открывать отдельный бизнес-счёт не обязательно. Для этого принесите распечатку первой страницы вашего свидетельства о регистрации ИП в отделение банка и попросите оператора привязать номер вашего ИП к вашему счёту. Использование личного счёта в TBC для ИП Если вы являетесь индивидуальным предпринимателем (ИП) в Грузии, вы можете использовать свой личный счёт в TBC для деятельности в качестве ИП. Открывать отдельный бизнес-счёт необязательно. Для этого принесите распечатку первой страницы вашего свидетельства о регистрации ИП в отделение банка и попросите оператора привязать номер вашего ИП к вашему личному счёту. TBC Банкоматы с Евро (EUR) и отделения с возможностью снять Евро: Тбилиси: 7 Marjanishvili street 2 Gr. Abashidze street 6 Pushkin street 24 Kazbegi street 49 Vazha Pshavela ave. 138 Aghmashenebeli ave. Javakheti st. area around Varketili metro 12 Sulkhan Tsintsadze st. 1/6 sector Mukhiani district (TBC Bank branch) 23a Guramishvili ave (TBC Bank branch) 123/125 Tsotne Dadiani ave (TBC Bank branch) 1 Block, Building #1a, Digomi Massive (TBC Bank branch) Tbilisi International Airport Кутаиси: 58 Chavchavadze ave. 26 Grishashvili st. (TBC Bank branch) 35 Paliashvili st. (TBC Bank branch) Kutaisi International Airport Батуми: 37 Zubalashvili street 57/59 Zurab Gorgiladze st. 85 Aghmashenebeli st. Гори: 23 Kutaisi street 13 Stalin street Каспи: 32 Saakadze st. Зугдиди: 3 Tabukashvili street Поти: 5 Rustaveli Circle Телави: 10 Sekhniashvili st. Озургети: Gabriel Episkoposi st. (TBC Bank branch) Рустави: 4 Shartava st.
  19. Capybara
    Use ad placeholders. Add empty divs where you want the ads to load and give them fixed widths/heights. This reserves the space before the ads load.
  20. Capybara
    Windows 11 will soon have built-in support for 7z.
  21. Capybara
    Essential amino acids are organic compounds that your body needs to function, but cannot make on its own. You have to get them from the foods you eat. There are nine essential amino acids: histidine, isoleucine, leucine, lysine, methionine, phenylalanine, threonine, tryptophan, and valine. Foods that contain all nine essential amino acids are called complete proteins. These foods include animal products such as meat, eggs, poultry, fish, and dairy. Some plant foods, such as soy products (edamame and tofu), quinoa, and buckwheat, are also complete proteins. Foods that contain some but not all the essential amino acids are called incomplete proteins. These foods include grains, beans, nuts, seeds, and vegetables. You can combine different incomplete proteins to get all the essential amino acids you need. For example, rice and beans, peanut butter and bread, or hummus and pita are some common combinations of incomplete proteins. Essential amino acids play many important roles in your body, such as building proteins, hormones, and neurotransmitters. They can also enhance your athletic performance, reduce muscle breakdown, and improve your liver function. Therefore, it is important to eat a balanced diet that provides enough essential amino acids for your health.
  22. Everlasting Summer
    Credo Банк Credo является наиболее простым вариантом для открытия счета иностранцем, поскольку собеседование проводится бесплатно. Однако сотрудники банка могут попросить внести депозит в размере от 50 до 300 лари в качестве обеспечения. Годовое обслуживание обойдется в сумму от 35 до 65 лари. Количество отказов в открытии счета минимально. Из документов требуется только заграничный паспорт. Плюсы: Простота открытия счёта Есть специальные отделения для экспатов, где сотрудники говорят по-русски или по-английски Минусы: Многие жалуются на проблемы с приёмом SWIFT платежей TBC В банке TBC процедура KYC (собеседование по открытию счета) стоит 50 лари. Годовая плата за обслуживание составляет 110 лари. Иногда поступают отказы в открытии счета. Помимо паспорта требуются документы, подтверждающие ваши доходы, например рабочий контракт, выписка по счёту, в которой видны ваши доходы. И, в некоторых случаях, договор аренды жилья. Плюсы: По отзывам пользователей это один из лучших банков без особых проблем Можно использовать счёт физлица для деятельности ИП (нужно сообщить банку номер вашего ИП для внесения в базу) Минусы: Долго рассматривают заявку Могут отказать BOG В банке BOG как и в TBC есть KYC (собеседование по открытию счета). При положительном решении взимается комиссия в размере 50 лари. Ежемесячная плата за обслуживание - 10 лари. Требуется предоставить значительное количество документов, и часто поступают отказы. Плюсы: По отзывам пользователей банк без особых проблем Минусы: Долго рассматривают заявку Могут отказать Согласно политике банка для ИП обязательно нужно открывать бизнес-счёт дополнительно к счёту физлица. Счёт физлица использовать для деятельности ИП нельзя. Basis Банк Basis обычно спрашивает сколько вы находитесь в Грузии и открывает счёт, если этот срок более 3 месяцев. Плата за обслуживание является одной из самых низких и составляет около 35 лари в год. Pasha Для открытия счета в банке Pasha необходим депозит в размере 500 долларов США. Ежемесячная комиссия за обслуживание - 20 лари. Cartu В банке Cartu для открытия счета требуется депозит в 1000 долларов США. Liberty В банке Liberty ежемесячная комиссия за обслуживание счета составляет 25 лари. Требуется предоставить обширный пакет документов, и нередки отказы в открытии счета. Плюсы: Не известно Минусы: Многие жалуются на проблемы с приёмом SWIFT платежей. Могут отказать Согласно политике банка для ИП обязательно нужно открывать бизнес-счёт дополнительно к счёту физлица. Счёт физлица использовать для деятельности ИП нельзя.
  23. Pretzel
    В каких банках Грузии можно открыть счёт россиянам и какие условия? Можно ли открыть счёт в грузинском банке удалённо?
  24. Блеск ≠ Золото
    Белый картон (Бели Картон) - это регистрация адреса иностранца. Все иностранцы без ВНЖ обязаны оформлять белый картон после каждого въезда в Сербию в течение 24 часов после въезда. Кроме того, белый картон необходим для: Открытия личного банковского счета. Получения ВНЖ (вид на жительство, по сербски: привремени боравак). Долгосрочной аренды жилья (чтобы быть зарегистрированным в арендуемой квартире, нужно предоставить предыдущий белый картон). Что важно знать: Если вы не оформите белый картон в течение 24 часов после приезда, потом это будет невозможно, и придётся делать визаран. Без ВНЖ каждый раз при въезде в страну нужно будет оформлять белый картон заново. Некоторые владельцы квартир не знают, как оформить белый картон, или не хотят этим заниматься. Всегда уточняйте этот момент при поиске арендного жилья. Для регистрации белого картона в полиции потребуются: Заграничный паспорт. Личная карта владельца квартиры (если идете одни - распечатанная копия и нотариально заверенное согласие). Доказательство собственности (договор купли-продажи, решение о наследстве и т.д.). Предыдущий белый картон, если вы получаете новый в связи со сменой адреса. Заполненный бланк белого картона в двух экземплярах.
  25. Everlasting Summer
    Посмотрите эту тему, там подробно рассказано про мирамистин, хлоргексидин и аналоги.
  26. Pretoi
    Как называется хлоргексидин в Турции или какие аналоги можно купить?
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